The starting point for a good financial plan should be cashflow.
Whether you are still working and want to make sure you are utilising your surplus effectively or if you are retired and want to have confidence you can maintain your lifestyle with the assets you have accumulated.
Reviewing your cash flow and expenditure is often the first place to begin when planning to make improvements to your financial position. We can assess where opportunities exist to create better efficiencies, using funds to meet your lifestyle needs, repay debt, and/or put funds towards saving and investments.